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Healthcare Made Affordable. Instantly.

Your Path to Accessible, Transparent Healthcare Financing.

HealthyFI Canada is a healthcare-focused Buy Now, Pay Later (BNPL) platform that empowers patients to access essential medical, dental, vision, and physiotherapy treatments without financial delays. Unlike generic BNPL providers, HealthyFI is purpose-built exclusively for healthcare, offering AI-driven underwriting and clinic-integrated workflows tailored to Canadian medical financing needs. We partner with clinics and financial institutions to make care accessible, transparent, and compliant.

Our Promise

Built for Canada. Scaling to North America.

HealthyFI Canada is a healthcare-focused Buy Now, Pay Later (BNPL)

HealthyFI’s product ecosystem is designed to support every stakeholder in the healthcare financing journey by providing intuitive, integrated, and AI-powered tools that simplify access to care.

96%

Faster approvals powered by AI.

97%

Trusted by clinics and credit unions across Canada.

Flexible 12–36‑month repayment plans.

Our Services

AI-Powered BNPL Platform That
Simplify Access To Health Care

HealthyFI Pay – Patient BNPL Checkout

Give patients affordable access to treatments with instant financing.

  • Real-time approvals.
  • Flexible 12–36‑month repayment
    plans.
  • Transparent terms & zero hidden fees.
  • Available directly at the clinic checkout.
01
HealthyFI Lend – SaaS Platform for Banks & Credit Unions

A modern lending system purpose-built for healthcare BNPL.

  • Automated underwriting.
  • AI/ML credit risk engine.
  • Regulatory compliance (FCAC, PIPEDA, Law 25).
  • Portfolio analytics & dashboards.
02
HealthyFI Partner Portal – For Clinics & Providers

Seamless tools for clinics to track patient financing.

  • Manage patient approvals.
  • Instant payout to clinics.
  • Integrated with EMR and billing systems.
  • Improves treatment acceptance rates up to 40%.
03
best it solution

End-to-End IT Solutions for Growing Businesses

Key Benefits: - Speed: Real‑time decisioning for patients and clinics. - Security: Encrypted, compliant data infrastructure built for healthcare. - Compliance: Fully aligned with FCAC, PIPEDA, and Law 25 requirements. - Reliability: Multi‑cloud architecture ensures uptime, scale, and resilience.

A well‑designed platform architecture is essential to ensure security, compliance, and seamless performance for patients, clinics, and lenders who rely on HealthyFI for critical healthcare financing.

Secure. Scalable. Healthcare-Ready.

HealthyFI's platform is built using multi-tenant SaaS architecture that connects patients, clinics, and lending partners into a unified financing ecosystem.

01

Application Layer
  • Patient mobile/web app
  • Clinic provider dashboard
  • Lender SaaS platform
  • Admin & compliance console
API & Integration Layer
  • REST & GraphQL APIs
  • EMR/Clinic management integrations
  • Banking & credit union integrations
  • Identity, KYC, and AML APIs

02

03

AI/ML Credit Engine
  • Real-time risk scoring
  • Alternative data assessment
  • Behavioral repayment prediction
  • Early delinquency alerts
Cloud & Security Layer
  • AWS + Azure hybrid cloud
  • PIPEDA & Law 25 compliant
  • Encrypted data storage & transfer
  • SOC‑2 aligned infrastructure

04

our best team

Meet the Founders of HealthyFI Canada

Salil Mehendale – Founder & CEO

A visionary leader with 23+ years of experience in AI, fintech, and automation. Formerly at Automation Anywhere and Icertis, Salil has built multiple SaaS ventures across Canada, India, and Australia. He has led multi‑million‑dollar digital transformation programs and was recognized for driving high‑impact AI adoption across enterprise customers. His mission is to redefine healthcare affordability using intelligent BNPL financing.

Expertise: AI/ML, fintech architecture, product strategy, large-scale digital transformation.

Eha Mehendale – Co-Founder, Digital Marketing Officer

Eha leads HealthyFI’s digital growth strategy. She has executed award‑winning campaigns across healthcare and technology sectors and was recognized for driving exceptional audience growth through data‑driven storytelling. With deep expertise in SEO, brand storytelling, and multi-channel campaigns, she has driven 40%+ lead growth across multiple ventures.

Expertise: Digital marketing, Digital Content Creation, performance analytics, consumer behavior.

HealthyFI Canada – Powering Access to Care.

HealthyFI’s services are designed to create a seamless and affordable healthcare financing ecosystem by connecting patients, clinics, and lenders through one unified platform.

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HealthyFi - Healthcare BNPL - About

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